Jan
1
Happy New Years, and a Few Thoughts To Go With It.
Written by: barb and filed Under Blog, Buyers, Lending, Misc, Real Estate |
Happy New Years! It should a year of renewal. I have hopes this year for our economy to finally get to the bottom of things and start moving on. The whole daily surprise that the “housing” sectors numbers are low is getting old! It is not that I want our economy to go into recession; it is not that I want any of our fellow employees to have trouble holding their jobs or getting new jobs. I just want our news industry to quit hyping on this like it is a surprise. Everyone expected it sooner or later, it just here now. The facts are that interest rates are spectacular right now. The fact is our national employment is still wonderful and the fact that we don’t know that real estate is cyclical is NOT a surprise.
My goal this year is to look at the positives. Homeowners are recognizing that home values are changing. That there are pockets of appreciation but when they put their homes up for sale they are now listening to the real estate professionals and listing for “true” values instead of inflated values. That there are many terrific bargains to be had and exceptional interest rates! I appreciate that the lending sector has decided to go back to normal underwriting guidelines by having buyers do their due diligence in saving their money for down payments, buy within their means and show they can repay their debt with a solid credit history. These are all good things and things I want to be a part of.
I believe in American dream of owning a home and working for it. I believe in hard work getting there and the satisfaction of achieving this dream!
My goal this year is to pass along all the good information that our country has available to us all. We can work if we want to, we can save money in our stock markets and feel fairly safe and we are allowed to travel freely from state to state and spend our well earned money on the economy.
My wish to you all this year is your PHYSICAL HEALTH, YOUR MENTAL HEALTH AND YOUR FINANCIAL HEALTH. I also wish to you that you achieve your goals and dreams you’ve set for yourself this year. Happy 2008
Yours truly,
Barb Paetzold
CTX Mortgage
425 820-0601 direct
800 591-5626 toll
206 217-0591 fax
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[…] REALTOR Quincy article is brought to you using rss feeds.Here you will find the latest real estate news for buying and selling homes.That there are pockets of appreciation but when they put their homes up for sale they are now listening to the real estate professionals and listing for “true” values instead of inflated values. That there are many terrific bargains to … […]
With interest rates as low as they have been since 2005, this is a terrific time to buy
It is also a great time to refi! Thanks Barb!